SOVEREIGN AUSTRALIAN BILLING

AINK (but the B is silent)

Australian rails. Double-entry ledger. Agent-ready.

Sovereign Australian billing built on PayID, NPP, PayTo, and BPAY — not a US card stack with an Australian wrapper. Every payment reconciled to a double-entry ledger. Every invoice scriptable via CLI and API.

5
Australian payment rails
<2s
NPP reconciliation
Double-entry ledger rows
6
CLI commands
How It Works

Invoice. Pay. Reconcile. All on Australian rails.

Three steps from billing to balance. Every payment rail native to the Australian financial system.

01
Invoice

Invoice

Create invoices — prepaid, overage, ad-hoc, or consulting. Generate PDFs, send pay links, assign virtual PayIDs. Every invoice gets its own reconciliation identity.

02
Pay

Pay

Customer pays via PayID (NPP instant), PayTo mandate, BPAY biller code, bank transfer, or Apple Pay / card at the point of sale. Their choice, your rails.

03
Reconcile

Reconcile

Virtual PayID per invoice means webhook auto-capture on arrival. Double-entry ledger posting, bank statement import, automated matching. Finance-grade from day one.

Payment Rails

Five ways to get paid. All Australian.

Every payment method your customers already use — from instant NPP transfers to BPAY bill payments and Tyro POS terminals.

PayID / NPP
Monoova

Instant push payments on the New Payments Platform. Virtual PayID per invoice for automatic reconciliation.

PayTo
Monoova

Recurring pull mandates — customer authorises, you debit on schedule. Built on NPP infrastructure.

BPAY
Biller code

Australia's trusted bill payment network. Reference-based payments your customers already know how to use.

Bank Transfer
EFT

Traditional electronic funds transfer for customers who prefer standard banking. BSB + account number.

Apple Pay / Card
Tyro

POS and tap-to-pay for in-person billing. Tyro terminal integration for GP consultations and hospitality.

Platform Integration

Billing that connects to everything you build.

AINK isn't standalone billing. It's the financial layer of the Tailor ecosystem — every module can invoice, collect, and reconcile.

Tailor Core

Document review finalised → AINK generates the invoice and collects payment. The review-to-revenue loop closes automatically.

PACT Protocol

Cross-org settlements with multi-agent payment authorisation. PactSettlement links documents and proposals to ledger entries.

Praxis

GP consultation complete → POS charge via Tyro card or Apple Pay. Medicare bulk-bill reconciliation on the same ledger.

Host

Hospitality order payments flow through AINK rails. Tab settlement, split billing, and tip reconciliation.

Source

Legislation compliance — GST rules, billing regulations, and payment obligations resolved from the verified knowledge graph.

CLI / API

tailor baink (6 commands) + REST endpoints for full automation. Invoices, payments, balance, send — all scriptable.

Developer & Agent Surface

Six commands. Full billing automation.

Everything from invoice creation to payment collection — scriptable from the CLI, callable from the API, automatable by AI agents.

CLI
# List all invoices
tailor baink invoices
# Create an invoice
tailor baink invoices create --customer "Foxleigh Mining" --amount 1800 --currency AUD
# Send payment link
tailor baink send inv_01HQXYZ --method payid
# Check balance
tailor baink balance
# Record a payment
tailor baink pay inv_01HQXYZ --amount 1800 --rail npp
# List payments
tailor baink payments
REST API
# Create invoice
POST /api/baink/invoices
# Get invoice details
GET /api/baink/invoices/:id
# Send payment link
POST /api/baink/invoices/:id/send
# Record payment
POST /api/baink/payments
# Get ledger entries
GET /api/baink/ledger
# Reconciliation report
GET /api/baink/reconciliation
Why AINK

Billing built for Australia. Not adapted from somewhere else.

Australian-first

PayID, NPP, PayTo, BPAY — not a generic US card stack. Built for how Australians actually pay.

Finance-grade

Double-entry accounting, bank statement import, automated reconciliation. Every dollar tracked to the cent.

PACT-native

Org-to-org settlements with protocol-backed consensus. Multi-agent payment authorisation built into the ledger.

Operator control

Tenant JSON for payment methods, branding, and terms. Your billing, your rules, your customer experience.

Start billing on Australian rails.

PayID, NPP, PayTo, BPAY, and Tyro POS — sovereign billing infrastructure that reconciles itself. Get started in minutes.

Part of Tailor Intelligence — sovereign infrastructure for Australian business.