Baink (but the B is silent)
Australian rails. Double-entry ledger. Agent-ready.
Sovereign Australian billing built on PayID, PayTo, BPAY and the New Payments Platform (NPP), not a US card stack with an Australian wrapper. Every payment reconciled to a double-entry ledger. Every invoice scriptable from the command line and the API.
Invoice. Pay. Reconcile. All on Australian rails.
Three steps from billing to balance. Every payment rail native to the Australian financial system.
Invoice
Create invoices: prepaid, overage, ad-hoc, or consulting. Generate PDFs, send pay links, assign virtual PayIDs. Every invoice gets its own reconciliation identity.
Pay
Customer pays via PayID (NPP instant), PayTo mandate, BPAY biller code, bank transfer, or Apple Pay / card at the point of sale. Their choice, your rails.
Reconcile
A virtual PayID per invoice means payments are matched to the right invoice automatically when they arrive. Double-entry ledger posting, bank statement import, automated matching. Finance-grade from day one.
Five ways to get paid. All Australian.
Every payment method your customers already use, from instant NPP transfers to BPAY bill payments and Tyro point-of-sale terminals.
Instant push payments on the New Payments Platform. Virtual PayID per invoice for automatic reconciliation.
Recurring payment agreements: the customer authorises once, you debit on schedule. Built on NPP infrastructure.
Australia's trusted bill payment network. Reference-based payments your customers already know how to use.
Traditional electronic funds transfer for customers who prefer standard banking. BSB + account number.
Point-of-sale and tap-to-pay for in-person billing. Tyro terminal integration for GP consultations and hospitality.
Billing that connects to everything you build.
Baink isn't standalone billing. It's the financial layer of the Tailor ecosystem: every module can invoice, collect, and reconcile.
Document review finalised → Baink generates the invoice and collects payment. The review-to-revenue loop closes automatically.
Settlements between organisations run under PACT, Tailor's open governance protocol, published for anyone to inspect. Each settlement links to the documents and proposals behind it, recording who proposed, who consented, and who approved.
GP consultation complete → POS charge via Tyro card or Apple Pay. Medicare bulk-bill reconciliation on the same ledger.
Hospitality order payments flow through Baink rails. Tab settlement, split billing, and tip reconciliation.
GST rules, billing regulations, and payment obligations resolved from the PACT knowledge graph at pact.tailor.au: independent public infrastructure that Tailor consults.
tailor baink (6 commands) + REST endpoints for full automation. Invoices, payments, balance, send: all scriptable.
Six commands. Full billing automation.
Everything from invoice creation to payment collection: scriptable from the CLI, callable from the API, automatable by AI agents.
Billing built for Australia. Not adapted from somewhere else.
PayID, NPP, PayTo, BPAY: not a generic US card stack. Built for how Australians actually pay.
Double-entry accounting, bank statement import, automated reconciliation. Every dollar tracked to the cent.
Settlements between organisations carry their approval trail in the ledger: who proposed, who consented, who authorised.
Tenant JSON for payment methods, branding, and terms. Your billing, your rules, your customer experience.
Authorise as a human. Two doors, no signup form.
.HMAN is who may authorise: a voice-bound credential enrolled on your own machine. AINK connects an existing .HMAN — it does not register humans.
Connect it
Generate an AINK key and paste it into your HMAN vault. The key carries scoped billing permissions only — AINK never holds your other secrets.
Connect your .HMANEnrol on your machine
Enrolment is voice plus passphrase on your own device. AINK does not sign you up — your credential never leaves your machine.
Start billing on Australian rails.
PayID, NPP, PayTo, BPAY, and Tyro point-of-sale: sovereign Australian billing that matches payments to invoices for you.
Part of Tailor Intelligence, sovereign infrastructure for Australian business.